Multiple Applications of Enzymes in Disease Diagnosis

Enzymes are biocatalysts produced by living cells in organisms, most of which are usually globular proteins. These enzymes can effectively catalyze various biochemical reactions and promote the metabolism of organisms under normal human conditions. Life activities such as digestion, absorption, breathing, exercise, and reproduction are all enzymatic reactions. Therefore, enzymes are the basis for cell survival.

There are many kinds of enzymes in the human body, and more than 3,000 enzymes have been discovered, such as pepsin, trypsin and other hydrolytic enzymes. The protein that the human body takes in from food must be hydrolyzed into amino acids under the action of pepsin. Under the action of other enzymes, more than 20 kinds of amino acids can be selected and then reorganized into various other proteins required by the human body. Many complex reactions occurred during the whole process. It can be said that without enzymes, biological metabolism will not continue, and the entire colorful biological community in nature will disappear. Now we know the importance of enzymes in organisms, which is why enzymes can be used for clinical diagnosis.

Blood Lipids Tests

Blood lipids refer to a group of fatty substances present in the blood, mainly including cholesterol and triglycerides. Cholesterol circulating in the blood usually comes in two forms: low-density lipoprotein (LDL) and high-density lipoprotein (HDL). As LDL accumulates in the container, it may cause LDL to be “bad” and may cause blockage. High-density lipoproteins are called “good” because they help reduce bad cholesterol in the blood. Triglycerides come from food and are mainly used as energy sources. Abnormal blood lipid levels are usually associated with many diseases, such as hypertension, coronary arteries, hypothyroidism, type 2 diabetes, obesity, pancreatitis, etc. Enzymes involved in lipid metabolism have been extensively studied. Creative Enzymes provides a variety of enzymes for blood lipid test from different sources to help you in your research.

Liver Function Test

Liver function tests are essential for the early diagnosis of liver disease and the treatment of patients with liver dysfunction. A variety of enzymatic reactions have been developed to detect the presence of abnormal substances associated with different types of liver diseases or liver damage. Creative Enzymes has been supporting the clinical and research uses of liver function assessment through its diagnostic enzyme products.

Kidney Function Test

The main function of the kidneys is to remove waste and excess fluid from the blood by producing urine. The pancreas is responsible for the production of digestive enzymes and insulin. Early kidney and pancreas dysfunction did not show obvious symptoms, which may lead to severe dysfunction. Therefore, the early diagnosis of kidney and pancreas has attracted widespread attention. Since the chemicals, enzymes and other compounds secreted from the kidneys and pancreas are generally stable in quality and quantity, the abnormal presence of specific entities in the fluid or elevated levels of certain enzymes indicates an abnormal state of the kidneys or pancreas. For example, inflammation of the kidneys leads to increased levels of amylase in the blood, which can be determined by maltase and glucoamylase. Urease is a key enzyme used to detect renal failure by measuring urea content. Creative Enzymes has been serving kidney & pancreas function diagnostic enzymes for years in the global market. More about kidney function test can be reached at Creative Enzymes’s website.

It is obvious from the above that enzymes play an irreplaceable important role in the field of clinical diagnosis and treatment. As a part of bioengineering, the important functions and research results of enzymes have been recognized worldwide. Making full use of the catalytic function, expanding the scope of application, and improving the application efficiency of enzymes have become our main goals. Creative Enzymes, as an enzyme manufacturer, are endeavoring to do so.

Mutual Fund investments: 5 ways to invest in the bull market

A mutual fund means a fund established in the form of a trust to raise monies through the sale of units to the public or a section of the pubic under one or more schemes for investing in securities, money market instruments, gold or gold related instruments, real estate assets and such other assets. In case of a first-time investor in mutual funds, you need to formulate an investment strategy to diversify your investment which may help to generate long term risk adjusted return. A stock market on the bull run seems an exciting moment to invest, but one needs to be patient while investing in the market.

You can follow the following strategies while investing in mutual funds when the market is high.

1. Review your portfolio: When you initially constructed a portfolio, the markets must have been quite different. Currently, you may be cautious of market behaviour. This is a good time to assess your mutual fund investments and make a comparison of the mutual funds. If you have been investing in equity funds, you can transfer some of your mutual fund investments to debt funds to protect mutual fund investments from volatility.

2. Goal evaluation: It is essential to revaluate one’s goals at regular intervals. Newer goals will help you to invest your money efficiently. If you were an aggressive investor in the past, now you can follow a slightly conservative policy. Your mutual fund investments should be in line with your financial goals. Make a comparison of various mutual funds and choose a mutual fund based on the terms and risk profile of the goal.

3. Stick to SIPs during market high: Investors who are not aware of the market dynamics should go in for systematic investment plan(SIP) in mutual funds. When one invests a certain amount in a fund at regular intervals, one buys more units when the price is lower and lesser units when the price is higher. This is called the ‘rupee cost averaging’ method.

You can use a mutual fund calculator which is a financial tool that helps you calculate the returns from the mutual fund investments. You can thus determine the maturity value of an investment if you invest a lump sum amount or use the SIP route.

4. Choose funds as per your investment profile: Financial goals and risk tolerance should be the priority of every investor. It is essential to invest as per your risk profile and market levels should not hinder your financial goals.

For example: if you invest in mutual funds aiming to finance your retirement years after around 25 years, a sudden spike in market levels should not stop you from investing. You should keep investing in whatever funds you have invested in.

A mutual fund calculator is important because you can calculate the returns based on assumed rate of returns on investments.

5. Do not try to time the market: Every investor has done this at some point. Not only does it result in missed opportunities, but can also lead to wrong choices that hamper the growth of your portfolio.

Finally, be lion-hearted and invest in the market. The rise and fall in stocks is fundamental to market behaviour. A good financial advisor can come up with a good investment plan that can help you to create wealth in the long term.

When should you redeem SIP Investments?

SIP meaning full form is a systematic investment plan (SIP). The meaning of SIP in investment is the most convenient mode of investing in mutual funds and has potential to generate long-term wealth. The investor develops the habit of disciplined investing and reaps the benefits of rupee-cost averaging. However, are subject to losses on account of market conditions and associated risks involved. What should an investor do? Should investor stop a loss-making SIP or continue with the SIP?

The following factors should be considered while redeeming SIP investments.

Asset allocation

This is a very important to meaning of SIP investments. Returns from equity-linked mutual funds are related to the performance of the stock market. So, if the market is not performing well, then your fund is also likely to follow the trend and provide low returns. Also, in equity funds, investing one’s funds in small or mid-cap funds or large cap because previous year returns were very good is not a good idea. Allocate your assets in a diversified manner. It should mostly be a mix of long-term, mid-term and short-term funds. Asset allocation varies from person to person. Investing in only one type of fund is not advisable.

When to withdraw

This is a dilemma faced by al investors. The answer lies in your fund performance. Follow the performance of the fund you have invested in. If the fund is not performing satisfactorily for less than a year, it could be the market fluctuation affecting it but if the performance is unsatisfactory for more long period than, you should consider looking for a better fund.

Apart from the performance parameter, you should also check the portfolio of companies in which the fund has invested and their prospective performance. Another good strategy is to compare your mutual fund’s performance with similar mutual funds. So be careful when you decide to redeem your SIPs investments and identify alternative funds.

Investment horizon

The longer one invests through SIPs in mutual fund has potential for long term risk adjusted returns. Generally, consider investing in SIPs for a period of five years or so. It has been observed that generally it takes at least five years to average out the losses and market risks and the power of compounding. A market correction phase does not mean one should redeem those funds. Rather, view it as an opportunity to purchase more funds at a lower price.

To conclude, one can suffer losses while investing in mutual funds but there is no need to panic and make a hasty decision. There could be many reasons such as elections and geo-political tensions, recessions, pandemics, etc. The economy has seen it all and still flourishes and thus investing is a long-term game and should be treated accordingly.

So finally, to answer the main question as to when is the right time to redeem SIP investments, ideally one should look at redeeming SIP investments only when the financial goals are achieved. If an investor wishes to take advantage of changing market dynamics, satellite portfolio could be used to switch to funds depending on market behaviour.