When should you redeem SIP Investments?

SIP meaning full form is a systematic investment plan (SIP). The meaning of SIP in investment is the most convenient mode of investing in mutual funds and has potential to generate long-term wealth. The investor develops the habit of disciplined investing and reaps the benefits of rupee-cost averaging. However, are subject to losses on account of market conditions and associated risks involved. What should an investor do? Should investor stop a loss-making SIP or continue with the SIP?

The following factors should be considered while redeeming SIP investments.

Asset allocation

This is a very important to meaning of SIP investments. Returns from equity-linked mutual funds are related to the performance of the stock market. So, if the market is not performing well, then your fund is also likely to follow the trend and provide low returns. Also, in equity funds, investing one’s funds in small or mid-cap funds or large cap because previous year returns were very good is not a good idea. Allocate your assets in a diversified manner. It should mostly be a mix of long-term, mid-term and short-term funds. Asset allocation varies from person to person. Investing in only one type of fund is not advisable.

When to withdraw

This is a dilemma faced by al investors. The answer lies in your fund performance. Follow the performance of the fund you have invested in. If the fund is not performing satisfactorily for less than a year, it could be the market fluctuation affecting it but if the performance is unsatisfactory for more long period than, you should consider looking for a better fund.

Apart from the performance parameter, you should also check the portfolio of companies in which the fund has invested and their prospective performance. Another good strategy is to compare your mutual fund’s performance with similar mutual funds. So be careful when you decide to redeem your SIPs investments and identify alternative funds.

Investment horizon

The longer one invests through SIPs in mutual fund has potential for long term risk adjusted returns. Generally, consider investing in SIPs for a period of five years or so. It has been observed that generally it takes at least five years to average out the losses and market risks and the power of compounding. A market correction phase does not mean one should redeem those funds. Rather, view it as an opportunity to purchase more funds at a lower price.

To conclude, one can suffer losses while investing in mutual funds but there is no need to panic and make a hasty decision. There could be many reasons such as elections and geo-political tensions, recessions, pandemics, etc. The economy has seen it all and still flourishes and thus investing is a long-term game and should be treated accordingly.

So finally, to answer the main question as to when is the right time to redeem SIP investments, ideally one should look at redeeming SIP investments only when the financial goals are achieved. If an investor wishes to take advantage of changing market dynamics, satellite portfolio could be used to switch to funds depending on market behaviour.

Choosing the Best Probiotic Supplements for Yourself

The intestine is the human body’s largest digestive and immune organ, responsible for 99% of nutrient absorption and 70% of immune work. The amount of food consumed in a lifetime is equivalent to 12 elephants. The intestine has more than 400 kinds of 10 trillion bacteria, diligently maintaining people’s health, of which probiotics are indispensable. In recent years, people have begun to attach importance to the efficacy of probiotics and intentionally add them to the diet.

Probiotics have six major functions

Probiotics are essential to human health, and its functions are mainly reflected in the following aspects: 1. Promote digestion and absorption. Food usually stays in the intestine for more than 12 hours. During this time, probiotics can promote the synthesis of various digestive enzymes to extract various nutrients from the food. For example, the short-chain fatty acids decomposed by the colonic flora through fermentation can promote the absorption of calcium, magnesium and iron in the colon; and for example, Streptococcus thermophilus can produce lactase to help the human body digest lactose

Enhance immune cells and protect intestinal mucosa. On the one hand, the structure of probiotics, such as peptidoglycan, lipoteichoic acid and other components can enhance the activity and lethality of immune cells. On the other hand, organic acids, hydrogen peroxide and other substances produced by these beneficial bacteria can reduce the permeability of the intestinal mucosa and block or inhibit the invasion of the intestinal mucosa by pathogens.

Reduce the risk of cancer. Escherichia coli, Clostridium spp., Enterococcus, Bacteroides, etc. in the intestine can promote the combination of nitrite and amine in food to form nitrite amine with strong carcinogenic effect. Probiotics such as bifidobacteria and lactobacilli can decompose nitrite into nitrites and amines, thereby reducing the risk of bowel cancer.

Reduce cholesterol absorption. Probiotics participate in the liver-intestinal metabolism cycle, which can control the flora to interfere with the absorption of cholesterol in food, inhibit the production of liver cholesterol, and promote the excretion of cholesterol in the body.

Auxiliary anti-oxidation of the oxides in the body, such as oxygen free radicals and hydroxyl free radicals, etc., because of their unstable nature, redox reactions are prone to occur, and excessive amounts may cause oxidative damage. The intestinal probiotics can help eliminate the oxides synthesized by the body and maintain the dynamic balance of oxidative metabolism.

To moisten the intestines and laxative. Normal feces rely on the action of probiotics, which can maintain 70% to 80% of the moisture content, and discharge very smoothly. However, if the number of probiotics is too small and the gastrointestinal motility and digestion capacity is insufficient, it is easy for the feces to stay in the intestines for too long, and a large amount of water will be lost, which will make it difficult to eliminate.

Does everyone need probiotic supplements?

Studies have pointed out that the proportion of beneficial bacteria in the intestines of healthy people reaches 70%, while that of ordinary people is 25%, and the proportion of people with constipation is reduced to 15%, while the proportion of probiotics in the intestines of cancer patients is only 10%. Therefore, from a long-term perspective, appropriate supplementation of foods rich in probiotics is of great significance for maintaining intestinal health. There are several types of people who need special supplements:

Acute infectious gastroenteritis when acute inflammation is caused by a foreign pathogen, the immune function of the intestinal tract becomes poor and frequent diarrhea is prone to cause a serious reduction in the scale of probiotics. At this time, probiotic preparations such as Rhamnobacterium and Saccharomyces boulardii may slightly shorten the duration of diarrhea and reduce the degree of diarrhea.

After taking antibacterial drugs, the destruction of intestinal flora by antibacterial drugs is more serious. At this time, it is difficult to rely on self-recovery, and additional probiotics need to be supplemented to help the intestinal microecology restore balance.

Studies on the elderly with poor digestion have shown that the number of probiotics in the human body will decrease with age, usually only 11% of the elderly, the probiotics are severely insufficient, the gastrointestinal function is weak, and appropriate supplements are needed.

People with weakened immunity. As we said earlier, the intestine is responsible for about 70% of the body’s immune function, and probiotics are even more important elements of immune activity. Therefore, people who have frequent colds all year round, have chronic inflammation, have low immunity, and tend to get sick in the stomach and intestines during the season, can be suitable to supplement some foods rich in probiotics.

What is XO7 Technology for Cell Phone Screen?

These XO7 LCD / OLED Screens are Aftermarket Pro quality. Aftermarket Pro means our engineering team is fully involved in the product development, and our procurement team is engaged in the material sourcing of a replacement part. Many of our resources go towards the improvement of replacement parts, explicitly thinking about what is best for our repair industry and the end consumer. Our engineering team has excelled at it.

Mobilesentrix Launched XO” Series for OLED and LCD Screens. after the continuous success of XO4, XO5, and XO6 Technology, we are excited to finally launch XO7 Technology to the cell phone repair industry. Our aim is to provide our customers with high quality and advanced technology. which is why we work so hard to improve Technology batter and batter. We assure you that we will continue to improve because we care. XO7 Screens have no current Competitor, and our continuous research and development ensure you always have the newest and greatest technology in the industry at any point.

XO7 Technology for iPhones
iPhone XO7 has Thinner Screen Assembly as compared with other regular LCD displays. XO7 panels will be marked with the XO7 engraving right on the flex, just so we can easily identify the model and brand.
iPhone XO7 Screen is now INCELL and LTPS Technology for the best performance. XO7 Screens for iPhone use LTPS INCELL Technology to Ensure the best Features:
-> Quicker Refresh Rate
-> Fast and Responsive Touch
-> High-Resolution Displays
-> Lower Temperatures

Our XO7 LCD comes with the latest IC Chips, condensed in a fourth of the size, with the same capabilities as the ones currently found on the OEM screen!

XO7 screens have a smoother oleophobic coating, much better finish, and a 12% increase in friction over its predecessor. This will guarantee that the coating will last over 300 days on usage. XO7 Technology will give you an exceptionally close experience to an OEM screen to refresh the pixels as fast as OEMs.

We had added the 2-layer backlight seals to trap as much light within the backlight enclosure and channel it to the front panel for better colors. Force touch is a very important feature for screens, and at this point, We had designed our own 3D touch panel to enhance 3D Force Touch experience for our customers.

XO7 is now available for iPads
XO7 Digitizers for iPads are now Using Casper Technology. All iPad digitizers are Strong. We promise you to be amazed. This Digitizer has a quick responsive touch and High-Resolution display.

Why XO7 iPad digitizers?
1.) Strong Glass as compared to other normal glasses. Stop worrying about customers complaining of weak glass when replacing digitizers!
2) Thickness matches OEM Specs for a Perfect and flush home button installation.
3). Digitizers Flex Bonding Technology will help to minimize Installation errors.
4). Colors are now more accurate than ever. We Implemented seven layers of Paint to match OEM Colors.

New Digitizer TPU Core. Our New Digitizer core is unreal. We have Achieved a mixture of copper, titanium, and Nickel for less visible gridline while maximizing conductivity for the more flawless end-user experience.

XO7 iPad LCD Assemblies
All iPad XO7 LCDs have remarkable Color Accuracy. Breakage risk has been reduced due to a silicon filling between the glass and LCD assembly. we have also added a Home Button Bracket alignment guide for Perfect installation!
XO7 is best experienced when installing into a device and comparing the difference to what the regular suppliers are offering.