A guide about the Causes and Solutions of the Http Error 500 WordPress

In WordPress, you’ll get to see numerous errors interrupting you from doing your work. Some of these errors are simple and can be fixed immediately on your own. Only for a few complicated WordPress errors, you will require an expert’s consultation. Let’s discuss one of the frequently occurring errors of WordPress that can hit you anytime. This is an HTTP error 500 WordPress that can be seen on almost the site if there’s an issue with the server.

What triggers this error to cause? Well, there can be numerous reasons for this to make this error happen on your screen. One most common reason behind this error is the PHP memory limit. This can hit you sometimes because of poorly-coded plugins or the memory limit. So, first, you’ll need to identify the problem and then accordingly fix it. Let’s find out the possible reason and solution to this error.

The issue because of memory limit

If you are exhausting the PHP memory then you may witness this internal server error, So, one way to get rid of this problem is to increase the PHP memory limit in WordPress. WordPress and the host set the limit of the PHP memory. In WordPress, you can only increase your limit as high as the limit is on the server. All that you need to do is to increase the PHP memory limit and then refresh the site to check whether the problem resolved or not. For this, you need to follow these instructions:

At first, the user must create a blank text file and named it as php.ini
After this, paste this code
Save the file, and then you must upload to your folder via FTP or to the wp-admin
The issue because of plugins and themes

If you’re getting a problem in accessing the WordPress admin area, then there can be issues related to plugins. You must try at least deactivating your plugins one after another and refresh the website after every deactivation of the plugin. If there is no error, then stop deactivating the further plugins. After deleting the plugin, you also need to find a replacement to ensure the proper functioning of the site.

Deactivating the plugins is useful in troubleshooting many errors of WordPress, including 403 Forbidden WordPress Error. So, you must try this solution before seeking an expert’s assistance.

Debugging mode

If you’re not able to resolve this error even after trying the solutions mentioned above, then you should try switching on the debugging mode. The debugging mode will not help you in rectifying the error, but it provides a clear insight into the error. Once you get the idea about the error, you can proceed in the right direction for troubleshooting the server error. For this, you must use the feature of debugging in WordPress. All that you need to do is to paste a bit of code into the wp-config.php file of your website. This will enable debugging on your site.

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When should you redeem SIP Investments?

SIP meaning full form is a systematic investment plan (SIP). The meaning of SIP in investment is the most convenient mode of investing in mutual funds and has potential to generate long-term wealth. The investor develops the habit of disciplined investing and reaps the benefits of rupee-cost averaging. However, are subject to losses on account of market conditions and associated risks involved. What should an investor do? Should investor stop a loss-making SIP or continue with the SIP?

The following factors should be considered while redeeming SIP investments.

Asset allocation

This is a very important to meaning of SIP investments. Returns from equity-linked mutual funds are related to the performance of the stock market. So, if the market is not performing well, then your fund is also likely to follow the trend and provide low returns. Also, in equity funds, investing one’s funds in small or mid-cap funds or large cap because previous year returns were very good is not a good idea. Allocate your assets in a diversified manner. It should mostly be a mix of long-term, mid-term and short-term funds. Asset allocation varies from person to person. Investing in only one type of fund is not advisable.

When to withdraw

This is a dilemma faced by al investors. The answer lies in your fund performance. Follow the performance of the fund you have invested in. If the fund is not performing satisfactorily for less than a year, it could be the market fluctuation affecting it but if the performance is unsatisfactory for more long period than, you should consider looking for a better fund.

Apart from the performance parameter, you should also check the portfolio of companies in which the fund has invested and their prospective performance. Another good strategy is to compare your mutual fund’s performance with similar mutual funds. So be careful when you decide to redeem your SIPs investments and identify alternative funds.

Investment horizon

The longer one invests through SIPs in mutual fund has potential for long term risk adjusted returns. Generally, consider investing in SIPs for a period of five years or so. It has been observed that generally it takes at least five years to average out the losses and market risks and the power of compounding. A market correction phase does not mean one should redeem those funds. Rather, view it as an opportunity to purchase more funds at a lower price.

To conclude, one can suffer losses while investing in mutual funds but there is no need to panic and make a hasty decision. There could be many reasons such as elections and geo-political tensions, recessions, pandemics, etc. The economy has seen it all and still flourishes and thus investing is a long-term game and should be treated accordingly.

So finally, to answer the main question as to when is the right time to redeem SIP investments, ideally one should look at redeeming SIP investments only when the financial goals are achieved. If an investor wishes to take advantage of changing market dynamics, satellite portfolio could be used to switch to funds depending on market behaviour.